Insurance Partner Programme
We work behind insurers, takaful operators and brokers in Malaysia — carrying out the site surveys, risk improvement work and post-loss reviews that decide whether a risk is worth writing, and at what price. We do not place cover and we do not advise on it. Your client keeps one relationship, and it stays yours.
What we do
- Survey before you write the riskWe attend the site, photograph what matters and report what a proposal form cannot tell you: how the plant is actually run, what housekeeping looks like on a Tuesday afternoon, and which hazards are one bad shift away from a claim.
- Turn findings into workable conditionsEvery survey ends in a short list of improvements written as something the insured can actually do — with a timescale and an order-of-cost — so your underwriter can attach conditions that get met rather than boilerplate that gets ignored.
- Close the gaps with the insuredWhere the client wants help, we do the work: safety systems, machinery guarding, emergency response, ISO-aligned procedures and training. The risk improves before renewal instead of being declined at it.
- Support the claimOn a loss we attend site, establish what failed and what it would take to stop it happening again, and give you a report your adjuster and your client can both use.
Key benefits to you
- Better risk selectionUnderwriting decisions made on what is on the ground, not on what was written on the form.
- Fewer surprise claimsHazards found and fixed while they are still cheap to fix.
- A reason for the client to stayThe insured gets something of value between renewals — which is when accounts are usually lost.
- The relationship stays yoursWe attend as your appointed risk engineer or as PeoplePro, whichever you prefer. We do not approach your clients for insurance business, because we are not permitted to and do not want to.
- Reported the way you need itThe same report structure across your whole book, in English or Bahasa Malaysia, in your template or ours.
- No conflict of interestWe hold no insurance broking or agency licence and earn nothing from the premium. We survey, improve and report; you underwrite and place the cover.
How a partnership usually starts
Most partners begin small and widen it once the reports have proved they change decisions.
- A pilot, not a contractAn agreed number of sites at an agreed fee per survey, so you can see whether the findings actually move your pricing before anything is signed.
- An agreed turnaroundReports back within a set number of working days, so a survey never holds up your quotation.
- One format, every timeThe same structure and scoring across every site, so findings can be compared across a book and tracked from one renewal to the next.
- Clear boundaries in writingWhat we do, what we never do, and who owns the client — agreed up front so nobody has to guess later.
Underwriting is a judgement about how a business is really run. We go and look, write down what we find, and help the insured put it right — so the risk you carry is the risk you priced.
Enquire about this service
We reply to every enquiry within one working day.